As I lead Foundation Bank into its 10th year of operations, it seems appropriate to reflect on what we have accomplished and to share our blueprint for the future.

I find it genuinely humbling that in spite of a volatile economic climate, we have built a rock solid, sound institution. This is testimony to the efforts of our Foundation Bank Community: our shareholders, clients and dedicated team of professionals.

Our success is built on many layers. Our shareholders and clients are the framework upon which everything is built. The unique brand of high-touch relationship banking that we practice is grounded in trust and accountability. By listening attentively to our clients, we better understand their business, their goals and their challenges. From deposits to lending, online banking to our Remote Capture platform, we continue to develop powerful tools and more effective solutions for our clients.

We are an integral part of the greater Puget Sound business community. Our focus continues to be on the community where we live and work. We make our decisions locally, not at some faceless institution 5 states away. We have empowered our people to walk across the hall to get things done. To make the right decisions for our client because they are informed decisions. And to do it right now. As a true community bank, we embrace the responsibility and the opportunity to be a powerful financial resource for our local economy.

I encourage you to give us a call or drop by to see what we are all about. We look forward to working with you!

Sincerely,